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DISCLAIMER
Manulife Investment eXchange Funds are managed by Manulife Mutual Funds, a division of Elliott & Page Limited Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Simplified Prospectus before investing. You can obtain a copy through this Web site. All rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.